{"id":1635870,"date":"2021-01-12T13:25:48","date_gmt":"2021-01-12T19:25:48","guid":{"rendered":"https:\/\/thebudgetfashionista.com\/?p=1635870"},"modified":"2025-12-01T14:29:50","modified_gmt":"2025-12-01T21:29:50","slug":"unwanted-gift-cards","status":"publish","type":"post","link":"https:\/\/www.thebudgetfashionista.com\/archive\/unwanted-gift-cards\/","title":{"rendered":"Unwanted gift cards? Use them to help yourself or someone else 4 ways"},"content":{"rendered":"\n<p>Did you know that about $1 billion worth of gift cards goes unspent each year? That&#8217;s crazy, right?! Sadly, I&#8217;m sure my household has contributed to those numbers. More than once, I&#8217;ve found an old gift card lying around that&#8217;s either expired or the funds have been drained by non-use fees. <\/p>\n\n\n\n<p>But there is a <a href=\"https:\/\/www.thebudgetfashionista.com\/archive\/january-sales-shopping\/\">January<\/a> holiday on the calendar that&#8217;s intended to remind us to make use of those portable funds. It&#8217;s called National Gift Card Day and it falls on the third Saturday in January.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How fees can reduce your gift card balance<\/h2>\n\n\n\n<p>There are federal and state laws regulating how gift cards can lose value. According to GiftCards.com, gift cards issued by stores and banks have to remain valid for at least five years. Fees can be charged to the balance, however, if there&#8217;s been no activity on the card for a year or more. Those fees may be called service fees, inactivity fees, dormancy fees, or non-use fees &#8212; but they all serve the purpose of reducing your available spending balance on that card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">State-specific protections<\/h3>\n\n\n\n<p>Some states have greater protections for consumers than the feds provide. <strong>Minnesota<\/strong>, for example, prohibits both expiration dates and service fees on gift cards. But <strong>Kansas<\/strong> follows the federal guidelines, with expiration allowed no sooner than five years from the purchase date and fees chargeable after 12 months. <\/p>\n\n\n\n<p><a href=\"https:\/\/worldpopulationreview.com\/state-rankings\/gift-card-laws-by-state\" data-type=\"link\" data-id=\"https:\/\/worldpopulationreview.com\/state-rankings\/gift-card-laws-by-state\" target=\"_blank\" rel=\"noopener\">You can check the gift card laws in your state here<span class=\"wpil-link-icon\" title=\"Link goes to external site.\" style=\"margin: 0 0 0 5px;\"><svg width=\"24\" height=\"24\" style=\"height:16px; width:16px; fill:#000000; stroke:#000000; display:inline-block;\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\"><g id=\"wpil-svg-outbound-7-icon-path\" fill=\"none\" clip-path=\"url(#clip0_31_188)\">\r\n                            <path d=\"M9.16724 14.8891L20.1672 3.88908\" stroke-linecap=\"round\"\/>\r\n                            <path d=\"M13.4497 3.53554L20.5208 3.53554L20.5208 10.6066\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n                            <path d=\"M17.5 13.5L17.5 16.26C17.5 17.4179 17.5 17.9968 17.2675 18.4359C17.0799 18.7902 16.7902 19.0799 16.4359 19.2675C15.9968 19.5 15.4179 19.5 14.26 19.5L7.74 19.5C6.58213 19.5 6.0032 19.5 5.56414 19.2675C5.20983 19.0799 4.92007 18.7902 4.73247 18.4359C4.5 17.9968 4.5 17.4179 4.5 16.26L4.5 9.74C4.5 8.58213 4.5 8.0032 4.73247 7.56414C4.92007 7.20983 5.20982 6.92007 5.56414 6.73247C6.0032 6.5 6.58213 6.5 7.74 6.5L11 6.5\" stroke-linecap=\"round\"\/>\r\n                        <\/g>\r\n                        <defs>\r\n                            <clipPath id=\"clip0_31_188\">\r\n                                <rect fill=\"white\" height=\"24\" width=\"24\"\/>\r\n                            <\/clipPath>\r\n                        <\/defs><\/svg><\/span><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Other ways gift cards lose value <\/h3>\n\n\n\n<p>Outside of fees, there are other reasons gift cards can go unspent. You might lose the card or not like the retailer, for example. You might move to another state or town and forget to use your local gift cards first. Or you might spend part of the card and then not feel motivated to use up an odd remaining amount, like $3.43. <\/p>\n\n\n\n<p>But that&#8217;s silly, right? If you found $3.43 in a pocket of your jeans, you would use it. So let&#8217;s talk about how to get some value out of any old gift cards you might have.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to use your unwanted gift cards<\/h2>\n\n\n\n<p>Your first step to making use of those gift cards is to check the balance. That&#8217;ll tell you if you have $50 to spend or $2.42. The card should have printed instructions on what to do, or at least a phone number. <\/p>\n\n\n\n<p>Merchants like Walmart and Target typically allow you to check your balance online. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Shop for yourself or someone else<\/h3>\n\n\n\n<p>Shopping is the obvious solution, but there&#8217;s probably a reason you haven&#8217;t already used up that gift card. If you can&#8217;t think of how to use the money for yourself, think about pre-shopping for upcoming birthdays or the holidays.<\/p>\n\n\n\n<p>You can check out <a class=\"rank-math-link\" href=\"https:\/\/useyourgiftcard.com\/\" target=\"_blank\" rel=\"noopener\">UseYourGiftCard.com<span class=\"wpil-link-icon\" title=\"Link goes to external site.\" style=\"margin: 0 0 0 5px;\"><svg width=\"24\" height=\"24\" style=\"height:16px; width:16px; fill:#000000; stroke:#000000; display:inline-block;\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"#wpil-svg-outbound-7-icon-path\"><\/use><\/svg><\/span><\/a> for inspiration as well as some National Gift Card Day discounts. UseYourGiftCard.com works with merchants to provide discounts for gift card purchases in January.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Sell or trade your gift cards<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"900\" src=\"https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF.jpg\" alt=\"Brunette looking up the value of her gift card online. \" class=\"wp-image-1635873\" title=\"\" srcset=\"https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF.jpg 600w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-200x300.jpg 200w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-300x450.jpg 300w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-223x335.jpg 223w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-231x347.jpg 231w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-347x520.jpg 347w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-427x640.jpg 427w, https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/brunette-shopping-online-with-laptop-at-christmas-PPAGWCF-512x768.jpg 512w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div>\n\n\n<p>You can also sell or trade <a href=\"https:\/\/www.thebudgetfashionista.com\/archive\/top-gift-cards\/\" data-type=\"post\" data-id=\"65843\">popular gift cards<\/a> at a discount. You&#8217;ll lose a lot of value here, but getting something is better than getting nothing. Also, you can feel good about helping someone else save some money &#8212; because the purchaser is also buying the gift cards at a discount. <\/p>\n\n\n\n<p>The number of resale gift card marketplaces has dwindled in recent years, but two options are <a href=\"https:\/\/www.cardcash.com\/\" data-type=\"link\" data-id=\"https:\/\/www.cardcash.com\/\" target=\"_blank\" rel=\"noopener\">Card Cash<span class=\"wpil-link-icon\" title=\"Link goes to external site.\" style=\"margin: 0 0 0 5px;\"><svg width=\"24\" height=\"24\" style=\"height:16px; width:16px; fill:#000000; stroke:#000000; display:inline-block;\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"#wpil-svg-outbound-7-icon-path\"><\/use><\/svg><\/span><\/a> and <a href=\"https:\/\/www.giftcash.com\/\" data-type=\"link\" data-id=\"https:\/\/www.giftcash.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Giftcash<span class=\"wpil-link-icon\" title=\"Link goes to external site.\" style=\"margin: 0 0 0 5px;\"><svg width=\"24\" height=\"24\" style=\"height:16px; width:16px; fill:#000000; stroke:#000000; display:inline-block;\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"#wpil-svg-outbound-7-icon-path\"><\/use><\/svg><\/span><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Regift your gift cards<\/h3>\n\n\n\n<p>You can regift an unused gift card, of course. But even a partially used gift card is a gift someone you know will appreciate. There are so many families and households struggling right now &#8212; surely you know someone who&#8217;d be happy to snag an appetizer from Red Lobster or some cleaning supplies from Home Depot.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Donate your gift cards<\/h3>\n\n\n\n<p>If you truly have no use for your cards and you don&#8217;t want to sell them, at least donate them. You may be able to drop off gift cards with the charity of your choice, but you can also do donate through <a href=\"https:\/\/useyourgiftcard.com\/\" target=\"_blank\" rel=\"noopener\">UseYourGiftCard.com<span class=\"wpil-link-icon\" title=\"Link goes to external site.\" style=\"margin: 0 0 0 5px;\"><svg width=\"24\" height=\"24\" style=\"height:16px; width:16px; fill:#000000; stroke:#000000; display:inline-block;\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"#wpil-svg-outbound-7-icon-path\"><\/use><\/svg><\/span><\/a>. The site  has a partnership with Gift Card Bank, a nonprofit organization that aggregates gift card donations and distributes them to families in need.<\/p>\n\n\n\n<p>Gift cards are another form of money, and you don&#8217;t want to waste it. If you don&#8217;t have a use for an old gift card, sell it or donate it to someone who does.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that about $1 billion worth of gift cards goes unspent each year? That&#8217;s crazy, right?! Sadly, I&#8217;m sure my household has contributed to those numbers. More than once, I&#8217;ve found an old gift card lying around that&#8217;s either expired or the funds have been drained by non-use fees. But there is a&hellip;&nbsp;<a href=\"https:\/\/www.thebudgetfashionista.com\/archive\/unwanted-gift-cards\/\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Unwanted gift cards? Use them to help yourself or someone else 4 ways<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":1635872,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[24],"tags":[303945,303915],"class_list":["post-1635870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-shopping-guide","tag-gift-cards","tag-gift-guide"],"mv":{"thumbnail_id":1635872,"thumbnail_uri":"https:\/\/www.thebudgetfashionista.com\/wp-content\/uploads\/2021\/01\/shopping-online-SEER7EX-300x169.jpg"},"_links":{"self":[{"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/posts\/1635870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/comments?post=1635870"}],"version-history":[{"count":0,"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/posts\/1635870\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/media\/1635872"}],"wp:attachment":[{"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/media?parent=1635870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/categories?post=1635870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thebudgetfashionista.com\/wp-json\/wp\/v2\/tags?post=1635870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}